Publications by Rita Cucchiara

Following the spread of digital channels for everyday activities and electronic payments, huge collections of online transactions are available from financial institutions. These transactions are usually organized as time series, i.e., a time-dependent sequence of tabular data, where each element of the series is a collection of heterogeneous fields (e.g., dates, amounts, categories, etc.). Transactions are usually evaluated by automated or semi-automated procedures to address financial tasks and gain insights into customers’ behavior. In the last years, many Trees-based Machine Learning methods (e.g., RandomForest, XGBoost) have been proposed for financial tasks, but they do not fully exploit in an end-to-end pipeline all the information richness of individual transactions, neither they fully model the underling temporal patterns. Instead, Deep Learning approaches have proven to be very effective in modeling complex data by representing them in a semantic latent space. In this paper, inspired by the multi-modal Deep Learning approaches used in Computer Vision and NLP, we propose UniTTab, an end-to-end Deep Learning Transformer model for transactional time series which can uniformly represent heterogeneous time-dependent data in a single embedding. Given the availability of large sets of tabular transactions, UniTTab defines a pre-training self-supervised phase to learn useful representations which can be employed to solve financial tasks such as churn prediction and loan default prediction. A strength of UniTTab is its flexibility since it can be adopted to represent time series of arbitrary length and composed of different data types in the fields. The flexibility of our model in solving different types of tasks (e.g., detection, classification, regression) and the possibility of varying the length of the input time series, from a few to hundreds of transactions, makes UniTTab a general-purpose Transformer architecture for bank transactions.

Machine Unlearning is an emerging paradigm for selectively removing the impact of training datapoints from a network. Unlike existing methods that target a limited subset or a single class, our framework unlearns all classes in a single round. We achieve this by modulating the network's components using memory matrices, enabling the network to demonstrate selective unlearning behavior for any class after training. By discovering weights that are specific to each class, our approach also recovers a representation of the classes which is explainable by design. We test the proposed framework on small- and medium-scale image classification datasets, with both convolution- and Transformer-based backbones, showcasing the potential for explainable solutions through unlearning.

Recent advancements in diffusion models have enabled the generation of realistic deepfakes from textual prompts in natural language. While these models have numerous benefits across various sectors, they have also raised concerns about the potential misuse of fake images and cast new pressures on fake image detection. In this work, we pioneer a systematic study on deepfake detection generated by state-of-the-art diffusion models. Firstly, we conduct a comprehensive analysis of the performance of contrastive and classification-based visual features, respectively, extracted from CLIP-based models and ResNet or Vision Transformer (ViT)-based architectures trained on image classification datasets. Our results demonstrate that fake images share common low-level cues, which render them easily recognizable. Further, we devise a multimodal setting wherein fake images are synthesized by different textual captions, which are used as seeds for a generator. Under this setting, we quantify the performance of fake detection strategies and introduce a contrastive-based disentangling method that lets us analyze the role of the semantics of textual descriptions and low-level perceptual cues. Finally, we release a new dataset, called COCOFake, containing about 1.2 million images generated from the original COCO image–caption pairs using two recent text-to-image diffusion models, namely Stable Diffusion v1.4 and v2.0.

In the last years, the research interest in visual navigation towards objects in indoor environments has grown significantly. This growth can be attributed to the recent availability of large navigation datasets in photo-realistic simulated environments, like Gibson and Matterport3D. However, the navigation tasks supported by these datasets are often restricted to the objects present in the environment at acquisition time. Also, they fail to account for the realistic scenario in which the target object is a user-specific instance that can be easily confused with similar objects and may be found in multiple locations within the environment. To address these limitations, we propose a new task denominated Personalized Instance-based Navigation (PIN), in which an embodied agent is tasked with locating and reaching a specific personal object by distinguishing it among multiple instances of the same category. The task is accompanied by PInNED, a dedicated new dataset composed of photo-realistic scenes augmented with additional 3D objects. In each episode, the target object is presented to the agent using two modalities: a set of visual reference images on a neutral background and manually annotated textual descriptions. Through comprehensive evaluations and analyses, we showcase the challenges of the PIN task as well as the performance and shortcomings of currently available methods designed for object-driven navigation, considering modular and end-to-end agents.

The task of image captioning demands an algorithm to generate natural language descriptions of visual inputs. Recent advancements have seen a convergence between image captioning research and the development of Large Language Models (LLMs) and Multimodal LLMs - like GPT-4V and Gemini - which extend the capabilities of text-only LLMs to multiple modalities. This paper investigates whether Multimodal LLMs can supplant traditional image captioning networks by evaluating their performance on various image description benchmarks. We explore both the zero-shot capabilities of these models and their adaptability to different semantic domains through fine-tuning methods, including prompt learning, prefix tuning, and low-rank adaptation. Our results demonstrate that while Multimodal LLMs achieve impressive zero-shot performance, fine-tuning for specific domains while maintaining their generalization capabilities intact remains challenging. We discuss the implications of these findings for future research in image captioning and the development of more adaptable Multimodal LLMs.

The conventional training approach for image captioning involves pre-training a network using teacher forcing and subsequent fine-tuning with Self-Critical Sequence Training to maximize hand-crafted captioning metrics. However, when attempting to optimize modern and higher-quality metrics like CLIP-Score and PAC-Score, this training method often encounters instability and fails to acquire the genuine descriptive capabilities needed to produce fluent and informative captions. In this paper, we propose a new training paradigm termed Direct CLIP-Based Optimization (DiCO). Our approach jointly learns and optimizes a reward model that is distilled from a learnable captioning evaluator with high human correlation. This is done by solving a weighted classification problem directly inside the captioner. At the same time, DiCO prevents divergence from the original model, ensuring that fluency is maintained. DiCO not only exhibits improved stability and enhanced quality in the generated captions but also aligns more closely with human preferences compared to existing methods, especially in modern metrics. Additionally, it maintains competitive performance in traditional metrics.

Large-scale vision-and-language models, such as CLIP, are typically trained on web-scale data, which can introduce inappropriate content and lead to the development of unsafe and biased behavior. This, in turn, hampers their applicability in sensitive and trustworthy contexts and could raise significant concerns in their adoption. Our research introduces a novel approach to enhancing the safety of vision-and-language models by diminishing their sensitivity to NSFW (not safe for work) inputs. In particular, our methodology seeks to sever "toxic" linguistic and visual concepts, unlearning the linkage between unsafe linguistic or visual items and unsafe regions of the embedding space. We show how this can be done by fine-tuning a CLIP model on synthetic data obtained from a large language model trained to convert between safe and unsafe sentences, and a text-to-image generator. We conduct extensive experiments on the resulting embedding space for cross-modal retrieval, text-to-image, and image-to-text generation, where we show that our model can be remarkably employed with pre-trained generative models. Our source code and trained models are available at: https://github.com/aimagelab/safe-clip.